Thursday, February 25, 2021

Ross Rants Again. Reparations and More Stupidity. An Oldie. More Biden and Radical Stupidity Trying To Save Neera.


 


















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Ross Rants Again:

There seems to be a difference between skilled and unskilled labor as to unemployment. I hear from friends trying to hire that there is a shortage of semi-skilled and skilled people, for example a bookkeeper, is hard to find. There is a shortage of well-trained people who will actually show up every day, on time, and who do not have an attitude. You know, like the old days before there were so many demands about race, gender, and all the crap in today’s workplace. Point is, if people are skilled even somewhat, and have a good work attitude, there are plenty of jobs for them at good pay now. A mid-level bookkeeper in NJ gets $65,000 now, plus normal benefits.

 

Back to what I keep saying. If they would end the lockdowns and let restaurants, bars, gyms and venues reopen as they are in FL, unemployment would drop materially with no new $1.9 trillion package of waste.  Business does not need to be told to pay $15. They will pay whatever the market will require to get decent people, depending on where they are located and the cost of living there. The $1.9 bill also has a $400 a week add on to unemployment checks.  That will mean around 60% will earn more staying home, plus a family of four will get $5600 for free-$413 billion cost. Why would they go back to work? It will force employers to have to offer higher wages just to get people to show up, and so up a little more inflation, and squeezed margins. Add on $15 minimum, and small business gets killed.

 

Powell and Yellen have assured that the stock market in the short run -2021, will go up and keep the Wall St big donors happy. Wall St is always short term focused so they are ignoring the reality. Real investors who believe in fundamental investing, will ride the wave or  now, but watch for when to get out. I am in for now.

 

Here on Longboat last night I was at a local restaurant. There is a big bar and large dining area. The bar was packed as were the tables. Life is normal here, and the virus is not out of control. Many of us have had our shots already, or soon will. It is done very efficiently and easily here. I don’t believe all the press stories feeding the Dem line of what a mess it is to get vaccinated, and the BS from Biden that it will take until late this year to get back to normal. There was just a report that the NYT has been lying about the cases and shots to make it look worse than it really is so Biden looks like he actually did something and Trump failed. The White House is lying as well to make it seem we need the $1.9 trillion, or the economy will crash. It is more likely to lead to a crash next year if they  do pass the spending bill because it will contribute to inflation and waste huge amounts of money needed for other things, like advanced weapons to counter China, or to complete the wall.

 

In talking to a number of investors who handle large sums, and reports from Wall St money managers, it seems most serious investors are mostly sitting still for the moment. Not in, nor out. Not chasing the latest fad. A number took advantage of the downturn this week to buy some select stocks at the lower prices. Nobody has any idea what will happen, or when, so if they feel good about their current investments, they are, for the most part, just sitting still until they see where the country and the market are really going. Most are out of the bond market.

 

Despite what Powell said, most think rates and inflation are rising. Most, but not all, have liquidated their short positions because they believe the market will go up from here. Barring some black swan event, the economy should be recovering now and will be doing better most of the rest of the year. Powell’s comments on Tuesday were everything the markets wanted to hear. Continued low rates and huge amounts of added money in circulation-25% of GDP in a year. This will drive up stocks and other risk assets like Bitcoin for a few more months.

 

M2 is up by a staggering $4 trillion in 2020. That is 26% which is the most since 1943. The Fed holdings increased by $3 Trillion, bank deposits at the Fed increased $1 trillion and companies borrowed under credit lines by $800 billion, much of which is in deposits at banks. Bank reserves are now $3.2 trillion, including  another $1.4 trillion added due to the Fed buying bonds. As M2 grows, the probability of inflation grows. It was rather astonishing to me that Powell said inflation is not an issue right now when we can see the numbers I have quoted in earlier Rants. And now Yellen is pushing for massive fiscal spending.  They should know better, but this is the basic Biden policy espoused by Moody’s that the key goal needs to be reducing unemployment and the Keynesian theory that spending is the way to create jobs. This is what is driving the $1Trillion and added spending plans they will come with. Moody’s is giving them cover with models and the forecast that the economy will boom due to the spending. While at the same time Moody’s acknowledges there is a long term deficit problem and a likely collapse of stock prices in 2022-you will never hear that in any public statements..

 

The M&A business has really taken off in the past few months as the stock market has boomed and SPACs are booming. That is good for stock prices. The Atlanta Fed has forecast that GDP Q1 could rise 9%.  They are often wrong in their forecasts and change them frequently, but it suggests the trend is strong as I have contended. It also further demonstrates we don’t need the $1.9 trillion, and the economy is doing well overall. Out of the $1.9 trillion there is only $800 billion with any remote connection to the virus, or the economy, and even that is marginal in most cases. There is $130 billion for schools which is not needed at all and is just a payoff to the unions. So make $800 billion $670 billion. And I am certain there is another batch of billions of unneeded allocations.

 

There was a news item that 150 CEO’s back the $1.9 trillion. What we don’t know is what each of them was promised in exchange. How irresponsible these people are . They got bought off, or they are just sucking up to the new administration hoping for the payoff later in the form of a contract or freedom from regulation on some key issue

 

Biden has not wasted any time doing many of the things I feared he would do. The $1.9 Trillion package is at least $1.2 Trillion bigger than it should be. $1.1 trillion is pure unrelated to Covid or economic recovery. CBO says much of it will not possibly get spent until 2022 or later. It  is filled with wasteful payoffs to Pelosi’s favorite friends, and will not really help the economy, and do nothing new to end the virus. It is being sold to voters as a necessary boost to the unemployed, and to almost all voters with the $1400 payoff, and other subsidies.  It is a pure bribe to voters for 2022. It is disappointing that Yellen is going along with and touting the wasted spending.

 

The border is reopened, and soon the caravans will show up, and we will again be flooded with uneducated and possibly Covid infected thousands who will be given your tax money and other goodies. They will also take jobs from low income workers who are the hardest hit by the shutdowns. And now he is housing kids in the exact same facility that Harris labeled as disgraceful when Trump did exactly the same thing. He has already taken steps to show Iran how weak he is. He cut off the Saudis from all help in Yemen, plus he stopped arms sales to them and the UAE, he is going to release the intel report on the murder of Khashoggi which implicates the Prince, and he has ended the UN snap back sanctions, while agreeing to an EU sponsored meeting without getting Iran to agree to do anything. In addition he waited weeks to call Netanyahu in a clear snub. He had no retaliation for the Iran backed rocket attack in Erbil last week that killed an American. He also has rejoined funding UNRWA, the UN organization that funds the Palestinians which money is used to pay terrorists and gets stolen by the leaders.

 

He has made it clear he will no longer confront China, and will focus on climate as opposed to mainly focus on technology theft, influence on other countries using trade and using money and vaccines, influence through Confucius Centers on campus, and spying. He issued an order that we can no longer call the Chinese virus by its name.  He took no action to stop the Nordstream pipeline so that will now  get completed and Russia will have a controlling lock on energy for the EU and especially for Germany. So much for expecting Germany to go along with any real actions in the future against Russia. This was a major strategic error which will come home to be a problem for the world and the US some future day. He shuts down Trans Canada, but not Nordstream. He rejoined WHO without requiring any reforms, and now they did their investigation of the virus and seems to have bought the Chinese line it came from rabbits or some other animal, while Pompeo who had access to the intelligence says it was from the lab.

 

Now the Chinese want a reset of relations-translation-go back to the bad old days of Obama Biden appeasement.  I am sure Kim is watching all of this and N Korea will be next to threaten some action to get Biden to fold on some issue. China is also watching and will see the weakness, and will push Biden on several fronts including Taiwan which remains a really dangerous situation. We are headed for a geopolitical nightmare. Instead of taking steps to show Iran he was willing to be compliant, he should have ramped up the sanctions and assured Saudi of even more arms and help, and Netanyahu should have been one of his first calls with a public reassurance that the US stood with Israel.

 

I expect Biden will fold on Iran and lift sanctions in exchange for another disastrous agreement that will let Iran recover from the disaster they are now in due to sanctions, and the EU will think that is wonderful. This will be a rerun of the first Obama nuke deal, just as Iran is in real economic trouble, they get bailed out. The EU was never willing to back Trump on Iran, and is once again demonstrating its utter weakness in foreign policy. They are seeing that they also can push Biden around, and will do so on China and the Nordstream pipeline which is already back under construction. The world just became far more dangerous as I feared would happen.

 

The economy is actually doing quite well despite CA, NY and Il and the teachers unions. As vaccinations ramp up now, there will be even faster growth, and by late April, things will be much better economically as cases become very few, and restaurants and travel begins to reopen. By May, hospitalizations and deaths will be nominal, and people will again be getting back to living and spending. The problem is the things Biden is doing with the minimum wage, new regulations, proposed taxes, and other anti-business steps, the recovery will be less than it could have been, and if all of his economic  proposals become implemented, corporate earnings will be more restrained than they could be, which will have an impact on share prices. By 2022 interest rates will be higher, and corporate earnings lower than expected, and that will, at some point, likely lead to a decline in the stock market which could become as much as 10%-20%. There is now $800 billion of margin loans in the stock market, and when share prices begin to back off, there will be selling to cover, and that can become a flood of selling as prices decline. This is a real shadow over the market.

 

Frank Luntz, the pollster, surveyed people about the Robinhood situation. As usual the general public is grossly misinformed and rails against hedge funds, the new punching bag, and Robinhood and Wall St in general. They have no clue how Wall St really works, or even what  hedge fund is, but they know they hate them. They have zero understanding of what happened with Robinhood and its capital rule issues, but they think they know it was greedy Wall St screwing the little guy. Reality is if Robinhood had not done what it did to temporarily halt buying Game Stop and other stocks,, and had it not stayed alive, it would have triggered a real problem for stocks had they collapsed.

 

The regular press has no clue either, and neither does Maxine Waters, so the public is grossly misinformed, and that is not good for Wall St, and so not good for stocks at some point. The internet sites that let kids push stocks has changed how the market reacts, and the genie is now out of the bottle. Hopefully enough of these kids will lose some money and learn that the stock market goes down as well as up, and is not a place for kiddies to play. We hopefully will not get any material new regs which would only serve to constrain trading.

 

Gary Gensler is the new head of the SEC.  He is a record of being a very tough enforcer. Expect the SEC to go after all sorts of small infractions by Wall St firms. Wall St voted for Biden, but now is going to pay the price with heavy regulations and legal costs.  

 

Cuomo is going down after being the hero of the press and Biden calling him the gold standard. He should be indicted.  He essentially killed thousands of people.

 

The NYC AG is going after Trump claiming he inflated the value of his real estate assets to be able to get bigger loans and to depreciate more for tax deductions. Welcome to the real estate world. I was a real estate lender for many years. I never saw an honest valuation of assets. In the hotel industry owners would go to HVS and get inflated appraised valuations of hotels, or prospective hotel developments so they could get a bigger loan. When I did expert witness work, owners would come to court with appraisals to fit their case-all of them being total BS. The other side would have an appraisal to fit their case.

 

In the eighties, when I was arranging financing for large hotel projects, we would calculate what we needed to build the hotel, and then I would call an appraiser and tell him I needed an appraisal of X.  Back then Lloyds Bank, Mellon, and others would do loans on development deals at 75% of appraised value, which in many cases was really 90%-100% of true cost of the development. If the cost was really $20 million, we would tell the appraiser we needed an appraisal of $27 million, and they would produce it.  They would just charge a little extra for the higher number. I did 15 or more of these loans. That was also the days when a developer would option a parcel for say $2 million, then a few months later when he had his initial plans, he would tell  lenders the land was now worth $3 or $4 million  because he now had a plan, and was in entitlement  so it had much more value.  Then he would claim he had invested sweat equity so did not have to invest any cash of his own.

 

If you have been a developer for a long time you remember those days. I never bought this BS, but lenders did sometimes. When I created the first hotel CMBS program in 1993,  I made an underwriting rule that we only loaned on provable cash flow, and we ignored the appraised value other than to make sure it covered a 60% LTV loan to satisfy the rating agencies. Trump did nothing that everyone else in the real estate industry did.  The case is purely a get Trump indicted effort. It is total crap. Appraisals are nothing but fairy tales written by kids. They should never be relied on as true indicators of value, and basing a prosecution on that is manufactured political absurdity.

 

If you still do not appreciate what has happened to university education in America, read the attached. It is not unique. This is what university education in the US has become, and now it is seeping down into the K-12 levels as the kids graduate from university and become teachers in lower grades they bring this ideology with them. This is a major problem for the US educations system today.


https://www.powerlineblog.com/archives/2021/02/the-disgrace-of-smith-college.php

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Biden heals the nation by considering reparations. I and my children and their children, who were not born during the period of slavery, might be taxed to pay for reparations.  That is like charging me for the cost of people who had to rebuild their homes after tornadoes that occurred 50 years ago. Click on video below.


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Cuomo to get hammered?


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We have truly put the most evil people possible in charge of the Government

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An oldie but worth a repeat:

After introducing Entertainment Night at the Senior Citizens Centre, and the community sing-along led by Alice at the piano, it was time for the star of the show - Burt the Hypnotist!
 
Burt explained that he was going to put the whole audience into a trance.
 
"Yes, each and every one of you and all at the same time," said Burt.
 
The excited chatter dropped to silence, as Burt carefully withdrew from  his waistcoat pocket a beautiful antique gold pocket watch and chain.
 
"I want you to keep your eyes on this watch"; said Burt, holding the watch high for all to see.
 
"It's a very special and valuable watch that has been in my family for six generations," said Burt.
 
He began to swing the watch gently back and forth while quietly chanting;
 
"Watch the watch --- watch the watch ---- watch the watch."
 
The audience became mesmerized, as the watch swayed back and forth.
 
The lights were twinkling, as they were reflected from the watch's gleaming surfaces.
 
A hundred and fifty pairs of eyes followed the movements of the gently swaying watch. They were all hypnotized.
 
And then suddenly the chain broke!!!!
 
The beautiful watch fell to the stage and burst apart on impact.
 
"SHIT," shouted Burt.
 
It took them three days to clean up the Senior Citizens Centre and Burt was never invited back again!

And:

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Burt has offered to do a Zoom performance; but no one is that courageous!
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Saving Neera at the cost of everyone else. Just more Biden and radical insanity:

Neera Tanden’s Death by Twitter

Does Twitter have a tool for deleting 1,000 politically self-destructive tweets?

Daniel Henninger 

Joe Biden’s nomination of Neera Tanden to run the Office of Management and Budget looks as if it is going to fail Senate confirmation because of her . . . tweets. As the long-ago talk-show host Jack Paar was the first to say, I kid you not.

Democratic Sen. Joe Manchin most likely sank Ms. Tanden’s nomination when he said he would vote against her. He joined three Republicans in opposition—Sens. Rob Portman, Susan Collins and Mitt Romney. On Wednesday, two Senate committees “postponed” votes on her nomination, which means, it’s melting.

In her years before the Twitter mast, Ms. Tanden tweeted that Mitch McConnell was “Voldemort” and “Moscow Mitch,” compared Ted Cruz unfavorably to vampires, called Tom Cotton a “fraud,” said that Bernie Sanders —a frequent Tanden target—was helped by Russia in the 2016 Democratic primaries, and called Sen. Collins’s reasons for voting to confirm then-Judge Brett Kavanaugh a “pathetically bad faith argument as cover for President Trump’s vicious attacks on survivors of sexual assault.”

For readers by now wondering how the phrases “Neera Tanden” and “U.S. budget director” fit together, let it be noted that Ms. Tanden was once president of the Center for American Progress, a left-of-center think tank that has published fact-filled policy papers on public issues. Which is to say that in an earlier life, Ms. Tanden was a serious person. Then she discovered Twitter.

I’m fascinated at how so many people who become addicted to social media’s hourly injections of bile think that somehow it’s not really public, or that no one beyond their troll world will notice.

Amid Ms. Tanden’s current crucible, it has been reported that in preparation for her confirmation hearings, she deleted 1,000 of her Twitter account’s 88,000 tweets. A thousand deleted tweets???!!! Does Twitter have a tool for scanning and erasing a user’s tweets, which on second or third thought were a bad idea?

Senate Majority Leader Chuck Schumer says it will be hypocritical if Ms. Tanden is defeated for a cabinet post by Republicans who “looked the other way” from Donald Trump’s all-through-the-night Twitter rants, which by the way, the New York Times took the time to compile last month as “The Complete List of Trump’s Twitter Insults (2015-2021).”

In fact, rather than turn a blind eye to Mr. Trump’s Twitter feed, everyone begged him in public and private to stop doing it, but he refused, insisting this was how he “communicated” with his base. Who can doubt it? But the belligerence of his tweets contributed to the erosion of Mr. Trump’s re-election support among suburban voters, who simply couldn’t take it any more. Neera Tanden isn’t setting any precedent as a high-level Twitter self-immolator. She’ll always be No. 2.

Beyond self-destruction, a more serious concern is the implication for free speech of disqualifying people for what they have said (or tweeted).

 I think calling Mitch McConnell “Voldemort” is kind of funny and fair game—just as the connotative effect of calling Sen. Schumer “Chuck” makes sense. Columns of political opinion, one may have noticed, would be out of business if they had to be written in patty-cake prose.

But it’s hard to credit progressives’ complaints about punishing Ms. Tanden for free, if ill-considered, speech when they have transformed what people say—going back to writings in college—into a justification for routine political and personal destruction. When that stops, the free-speech dialogues can begin.

No one would understand better than Ms. Tanden, a famously hardball political player, that you pays your money and you takes your chances. She took hers with this endless stream of insults against U.S. senators.

I think Sens. Manchin, Collins and Portman are concerned about something beyond Ms. Tanden’s OMB nomination. Mr. Manchin has become famous recently for saying he won’t vote to end the legislative filibuster, as has fellow Democratic Sen. Kyrsten Sinema. Actively protecting the Senate’s prerogatives is an overdue step toward not letting the legislative branch become moribund in an era when national policy is increasingly set by whoever wins the presidency, as in Joe Biden’s stream of executive orders and those of the two presidents before him.

Sen. Manchin, explaining his opposition to Ms. Tanden, said her “toxic” tweets would impair her ability to work with Congress as budget director. That assumes she has much interest in working with Congress, which I doubt. Diminishing the role of the legislative branch is a progressive goal dating back to Woodrow Wilson, as Ms. Tanden surely knows. She has little use for Congress, which would explain why she was so dismissive of even Sen. Sanders and why she reflexively mocked senators. It’s not them personally but their institution that is an impediment to her force-fed agenda.

The Center for American Progress was the originator of the arguments for Barack Obama’s unilateral pen-and-phone authority. That expertise is why Joe Biden, or someone, wanted her at OMB. She published the blueprints for ignoring Congress.

A vote to defeat her isn’t personal. It’s about making sure the Senate still matters.

And:

Why is Neera Tanden so important that Democrats would smear Joe Manchin to save her doomed nomination?

It’s a bold move to smear your own party's most important senator as a racist and sexist. But evidently, the Biden administration believes that ramming through a professional Twitter troll as the director of the Office of Management and Budget is worth it.

Nine of President Biden’s nominees earned bipartisan support and, with the exception of Homeland Security Secretary Alejandro Mayorkas, majority support even among Republicans. But now, the president of the liberal Center for American Progress is set to be voted down by every Republican in the Senate plus West Virginia Democratic Sen. Joe Manchin. Manchin, the crucial swing vote of the 50-50 Senate, has announced his opposition to Tanden’s confirmation.

The case against Tanden is simple enough: She lacks both the resume qualifying her for such a vital position and the civil temperament to work across the aisle.

Not since Ronald Reagan has a president successfully seen through every single Cabinet nomination, and the number of failed nominations per administration has only escalated in recent history. George W. Bush had to withdraw two nominees, Barack Obama three, and Donald Trump four. (Bill Clinton was an outlier, with five nominees withdrawn.)

It’s to be expected that at least one of Biden’s nominees would fail, and given Tanden’s prolific Twitter tirades — among other more unsavory items, she’s called centrist Republicans Susan Collins “the worst” and Lisa Murkowski “high on [her] own supply” — everyone assumed that Tanden served as the administration’s sacrificial lamb to take attention off of his more consequential nominees.

And yet, Biden’s team has chosen Tanden’s confirmation as the hill to die on, deploying the Hail Mary pass of Democratic politics — a bigotry accusation. Astoundingly, the senator being smeared is key not only to Biden’s $1.9 trillion fantasy of a coronavirus aid bill but also every judicial confirmation and budget deal for the next two years.

Just days after Manchin’s announcement, California Democratic Rep. Judy Chu accused those opposing Tanden of a “double standard.” New York Rep. Grace Meng deemed Manchin’s opposition to Tanden and indecision about Interior Secretary nominee Deb Haaland a “pattern that is happening and increasingly hard to ignore.” Manchin’s colleague from Hawaii, Mazie Hirono, also echoed the “pattern” line, and House Democratic Caucus Chairman Hakeem Jeffries insinuated that Manchin’s opposition to “people of color” was no coincidence. Top Biden-backers in the media, such as MSNBC’s Rachel Maddow and Bill Kristol of the Bulwark, have also claimed opposition to Tanden stems from sexism.

Yet somehow, these sexists confirmed Director of National Intelligence Avril Haines before any other Cabinet nominee, with just 10 Senators opposing. And somehow, right after that, these racists confirmed Defense Secretary Lloyd Austin, a black man, with just two senators opposing.

Maybe they're all racists and sexists. Or, maybe the problem is that Tanden spent the last four years hurling caustic insults at the very senators she would have to work with as OMB director. And maybe Biden should have chosen an actual qualified candidate instead of a hackish resistance bully so vicious that she once punched journalist Faiz Shakir for having the audacity to ask Hillary Clinton a question about the Iraq War. (Tanden insists that she merely “pushed” him.)

So now, the greater question is why Biden considers Tanden so important to his administration that he’s willing to jeopardize his relationship with someone so critical to his agenda. Some say it’s because of Tanden’s close personal relationship with White House chief of staff Ronald Klain, whereas others assert that Clintonworld insisted on her.

But consider: Tanden was just as much a thorn in the side of leftists as she has been for Republicans, famously insulting and smearing Bernie Sanders and his allies. Yet Biden blindsided Bernie, refusing to give him a heads-up about her nomination even after the Vermont senator did Biden the favor of quitting the presidential primary, a show of respect that he did not grant Clinton.

And all of this ignoring that Tanden is a conspiratorial troll who blamed Justice Anthony Kennedy’s retirement from the Supreme Court on Russia, outed a sexual harassment survivor in retaliation for her coming forward, and thinks the solution to our deficit is for Libya to repay us for illegally bombing it by giving us its oil.

Tanden is a violent and vitriolic hack without the chops for running the entire federal budget. But sure, sexism and racism ... or something.

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